The Cheapest Prop Firm in 2026

Sticker price is a bad way to compare prop firms. This guide walks through the real cost of getting funded — fees, resets, refunds, and hidden add-ons.

What “cheapest” actually means

The cheapest prop firm is the one with the lowest effective cost per funded account — not the lowest fee. A $79 challenge that passes 3% of the time is more expensive than a $129 challenge that passes 18%.

Cost inputs that matter

  • Evaluation fee for the size you actually want to trade (accounts commonly range from $3K to $20K).
  • Reset fee vs. the price of a fresh challenge — check both before you commit.
  • Fees refund policy: is your fee returned with a payout, and in what currency?
  • Add-ons: EA usage, news trading, weekend holding, higher leverage — priced or free?
  • Payout fees / network fees on withdrawals.

Where Zero Funded sits

Our Two-Step accounts start at $24 for the $3K plan and our One-Step accounts start at $34. Fees refund is paid together with your payout in crypto (USDT TRC-20 by default). Swap-free by default, no add-on gating for news, EAs, or weekend holding, and payouts settle in USDT.

What actually makes a plan good value

  • Rules that are enforced live in your dashboard, so you always know where you stand.
  • Static drawdown you can plan around — not a moving floor that follows equity.
  • Payout minimums small enough that early wins actually reach your wallet.
  • Fees refund paid alongside a payout in crypto, on a documented schedule.

Try Zero Funded

One-Step and Two-Step evaluations from $3K to $20K, 80% profit split, and USDT payouts on funded accounts.

ZFT
ZERO FUNDED
TRADERS

A modern prop firm built for serious traders. From zero to funded — on your terms.

Disclaimer

Zero Funded Traders (ZFT) provides simulated trading evaluation programs for educational and assessment purposes only.

All trading activities conducted through the ZFT platform take place in a simulated environment and do not involve the execution of trades in live financial markets.

Performance during evaluation programs does not guarantee future results and should not be considered financial advice, investment advice, or a recommendation to trade any financial instrument.

Trading involves substantial risk and may not be suitable for all individuals. Past performance, whether simulated or actual, is not indicative of future results.

Zero Funded Traders is not a broker, investment advisor, financial institution, or trading platform provider. We do not accept deposits for investment purposes and do not manage client funds.

Any rewards, payouts, or profit-sharing arrangements offered by ZFT are subject to the applicable terms and conditions of the program.

Restricted Jurisdictions. Zero Funded services — including evaluations and funded accounts — are not available to residents of the United States and other restricted jurisdictions (currently including North Korea, Iran, Syria, Cuba, Russia, Belarus, Sudan, Afghanistan and the Crimea Region). Traders based in the United States cannot purchase or participate in any Zero Funded evaluation. The full list and eligibility criteria are published in our FAQ → Restricted Countries article and may be updated at Zero Funded's sole discretion.

By using this website and participating in any ZFT program, you acknowledge and agree to all applicable Terms of Service, Risk Disclosures, Program Rules and jurisdictional restrictions.

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